=== < 最新贷款利率 > ===

annieqian

钱云英 Annie，全职地产经纪

770-314-8421

03/09/2015
在上星期五公布的就业数据超过预期，这是个经济增长的好消息，但不利于房贷的利率。因此，上周末的利率增高到30年固定利率为4.125% （4.125%APR）和3.625%FHA/VA ( 4.457% APR ).

annieqian

RATE UPDATE Weak economic data and comments from Fed members contributed to a drop in rates last week. The 30 Year Fixed-Rate is now down to 3.875% Conforming (3.875%* APR), 3.50% FHA(4.32%* APR), and 3.625% VA (3.897%* APR).

THIS WEEK Existing Home Sales will be released on Monday, New Home Sales and CPI on Tuesday, Durable Orders on Wednesday, and final revisions to 4th Qtr GDP on Friday.

1	Appreciating Appreciation. The median sales price in metro-Atlanta was up 17.2% in February over the previous February, according to the Atlanta Board of Realtors.
2	Housing Inventory Up. New listings in metro-Atlanta were up 2.8% in February over the previous February, also according to the Atlanta Board of Realtors.
3	Rate Hike Delayed. Federal Reserve Board member comments last week made it clear that the Fed is not intending to push up short-term rates over the next few months.
4	Fed officials want to see further improvement in the labor market as well as more evidence that inflation will reach the target rate of 2% before beginning to raise rates. They also forecasted a slower pace of rate hikes once the rate hikes begin.
5	New Construction Down. Housing starts dropped 17% in February, but this was mostly due to unusually bad winter weather. Pent up demand could boost results in future months.
6	Economic data is the number one reason mortgage interest rates move on a daily basis. Data is compiled from numerous sources and comes in two flavors, economic growth and inflation. Some releases are more important than others and, thus, are more likely to cause wider swings in mortgage rates. Rates move in relation to the deviation from expectations. Slower economic growth reduces expectations for future inflation, which is always good for mortgage rates.