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发表于 2013-3-23 18:15:05
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现在FHA的贷款有些细则的变化,转一个我们公司inhouse lender的邮件通知:
Deadlines for FHA borrowers
Borrowers who rely on low down payment mortgages, backed by the Federal Housing Administration, have their eyes on two deadlines. On April 1st , the FHA will increase its annual mortgage insurance premium by 0.1% to 1.35% of the balance of the loan. The fee is added to the borrower’s monthly mortgage payments.
Borrowers must apply by March 29th to avoid paying the higher fee.
On June 3rd , the FHA will change its policy on the mortgage insurance, requiring borrowers to pay for mortgage insurance for the life of the loan. The current rule automatically drops the insurance fee once the outstanding balance falls to 78% of the home’s value when the money was borrowed. |
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