买房出租的六个误区(ZT)

zzhan

http://bbs.wenxuecity.com/wsj/4026.html

文中提到的这一段跟ATL还有关系:

迈克尔·麦克里里(Michael McCreary)说，过去，投资者希望获得的租金回报是房屋总价的1%，也就是说如果一栋住宅的价值是10万美元，那么投资者期望的月租金是1,000美元，年回报率为12%。麦克里里是房地产中介公司McCreary Realty的老板，这家公司管理着亚特兰大地区大约300处房产。麦克里里称，如今他的投资者中一些人得到的房租回报高达房价的2%。

伏龙居

是阿，我经手的出租房月租金回报率都是房屋总价的2%左右，除去06年以前置入的以外。
个人管见，这个业务成功的关键是日常管理，管理的关键又是如何筛选房客及如何同他们打交道。

2%? That means a $60K investment (purchase and fixing) would result a $1200 rent. That looks not real. I normally ask for $800 rent for $60K houses.

In business, most people pretend making money even losing money.  You can drive a old used BMW giving an impression you have money.  That is what a lot of people are doing right now.

有点道理。
总之做出租房真的不是很好的投资，但是也是目前比较好的投资项目了。

伏龙居

2%? That does NOT means a $60K investment (purchase and fixing) would result a $1200 rent.
It can also mean that a $50K purchase results in $1000 rent, isn't that also 2%? THAT IS what I'd tell you what can be done. It can even get better! But I never drove a BMW or Mecedes, would love to some day

jp

从长期眼光来看，投资房地产还是有好处在（如果是一次付清的话就更好）
毕竟现在房市还是低价位。

I know a friend who rent $1000 for less than $50K purchase in several of his rentals. However, I would say he spent at least $15K to fix them, which does not even include his own labor. The tenants he got for his rentals are also below average because he does not do any screening. As long as someone who could give him first month rent plus one month security deposit, he will rent them. So he spent a lot of time chasing the rent every month. He has already done eviction several times.  

So If you don't consider your own labor and time worth anything, I think 2% is definitely workable.

伏龙居

The purchase of the property is only one link in the whole rental management process, though an important one and very much the starting one, but the daily & monthly management is far more important for the investor with long-term view than the purchase alone.

Also, the success in rental business is different from a good purchase, since even when the purchase price was a little high you may still get good results when the rental business is done successfully....

2% => 12% is of gross revenue.
How much would net income (or ROI%) is when property tax, HOA fee, umbrella insurance, hazard insurance, repair reserve are factored in? Some wants to discard one's own time/labor to get lawn taken care of, etc.